Category Archives: Financial Solution

The Five Things Southridge Capital Wants You to Know About Money Before You Leave Your 20’s Behind

It is funny. Southridge Capital clients know a lot about spending money, but they do not know much else when it comes to the subject of money. We find that they were either not taught, or they just chose not to listen. Our hope is that these five facts, listed below by Southridge Capital, will make an impression on your clients and other audience members.

1) You need to start a savings fund or emergency fund of some kind. We have found that 1 in 3 20 somethings have only enough emergency cash to fund one emergency. The point is, those who can afford to start an emergency fund should.

2) Do you have a job right now? Are you paying rent of some kind? Then, yes, you should be paying your taxes. Start learning about your tax codes and the money that can be saved. Take a look at this FYI example. You will see what we mean. For more details visit

FYI: Did you know that those who earn less than $30,000 can earn $1,000? You can earn that on the first $2,000. You can put that into a retirement account.

3) Do you want to use real estate as part of your investment strategy? You need to know the difference between buying a home and buying a lemon.

4) Dream weddings are going to cost a lot of money. Studies show that expensive weddings do not always translate into “happily ever after.” In other words, you get back more when you spend less.

5) Kids are going to be very expensive. You may want to hold off on having kids until you can afford to do it. Taking care of a child before you are ready will add to your financial problems.

“My friends keep telling me to give it up. Saying, I am too young. I should live it up.”

Madonna, 1986 Papa Do not Preach

Sound advice!


Global Lender Equities First Holdings Sees a Growing Trend Among Borrowers Who Use Stock as Loan Collateral to Secure Working Capital

Equities First Holdings is one of the leaders in the alternative global lending using stocks as collateral. The company, though its leader Al Christy, has noted an increasing trend among the traction of the stock-based loans during this era of harsh economic crisis. No one can deny the fact that the world is in the middle of an economic crisis. The United States is suffering from the wounds caused by the 2008 financial crisis. As a matter of fact, the situation is only made worse by the wake of the 2008 financial crisis. For borrowers who need to raise quick capital, many things are affecting the world. The exit of Britain from the European Union has things made worse in this economic crisis.

During a harsh economic environment, the banks and other credit financial solution companies in the world have their lending capabilities tightened to make the situation better for anything. As a matter of fact, the banks have also increased the interest rates to scare away most of their customers from applying for the credit-based loans. For this reason, it calls upon the wits of a wise man to seek the most innovative ways of getting alternative sources of finance during this economic era of disparity. For those who need fast working capital and are tired of exploring ways of qualifying for the credit0based loans during a harsh economic environment, there is one company which has gained popularity as one of the trusted ways of securing fast working capital. Equities First Holdings is a source of confidence of stock-based loans.

While various solutions are existing for the borrowers, the banks have cut down their loan qualification criteria to make them harder to qualify. The banks, on the other hand, they have also tightened their loan qualification criteria to increase interest rates to scare away most of their clients. The Founder and Chief Executive Officer, Al Christy, says that he has seen an increased traction on the margin and stock-based loans as an innovative way of securing fast working capital. Stock-Based loans are characterized by the non-recourse feature that lets any borrower run away from the loan without attachment to the lender. As a matter of fact, they also offer a higher loan-to-value ratio which lets the user enjoy the profit on a massive scale. Moreover, you will also have the rarest opportunity to encounter the levels of comity using the stock-based loans.

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