Impact of Sahm Adrangi and Zalik

GreenSky is a tech company which has changed the real estate industry in America. The main objective of the organization is arranging loans for families which want to undertake home improvements. As a result, the organizations prides its image on a different technology startup compared to others within the market. The company was founded by mathematics guru known as the David Zalik. One of the unique characteristics of the CEO David Zalik is his shyness towards the press. In many instances, he has turned down invitations to speak at the conference as well as presentations. In addition, he does not believe in the idea of raising capital outside the business, and this has enabled the firm to experience significant growth without a huge burden of debt.

The management approach adopted by the GreenSky has challenged other Silicon Valley beliefs of the importance of staying private for the long operational duration. However, GreenSky is on the brink of launching an IPO, and according to The Wall Street Journal, the company could raise $ 1 billion at the valuation of $5 billion. In the course of going public, the company has diverted from other well-funded companies such as Credit Karma, Uber, and Stripe. The main reason why many companies have steered off the IPO debate is that of the pressure arising from the investors and other shareholders on issues to do with quarterly earnings as well as profitability. Unlike many startups which depend on the public for funding, GreenSky is different, and Zalik did the opposite by working with the bank for the benefit of raising capital. Through its partnership with large banks such as SunTrust, Fifth Third, and Regions  the ones which hold the loans in the balance sheets.

In the course of the doing business with the banks, GreenSky receives one 1% of the balance each year. In order to meet the high market demand, the company has employed the services of more than 17000 contractors  who are doing the heavy lifting. Each customer who wants to engage in homemakers can access up to $65000. As a result, each loan disbursed enables the company to generate 6% on the loan amount. The application of the loan is done online using smartphones and decision of lending or decline is received in a matter of seconds.

Bob Reina: You Earned It

Bob Reina believes you have earned the right to be happy. It is hard for a lot of people to believe, actually. For most of their young life and their adult life, they have been told they should follow the rules, do what they are told, and do what is right. Now, Bob Reina is not telling people to break rules or do things that are wrong or illegal. Bob Reina is a man of high honor and courage. However, he is letting people know it is OK to break outside of the norm and do something a little bit different. He encourages it in fact and as mentioned, he believes people have earned it.


Throughout our lives, people have told us what to do and how to live our lives. However, they don’t usually ask us what we want to do or what is best for us. They think they know what is best for us and what is the correct career and life path. They might have good intentions, but they are not taking the time to look at it from a different perspective. They are only looking at it from their own perspective in terms of what they want for us. It is really not their place to tell someone how to live their life or tell them what is best for them.


Bob Reina is here to say that it is OK to do things a little bit differently. It is OK to work from home using Talk Fusion. A lot of people are working from home. If people don’t understand that you want to do what is right for you, they probably won’t ever understand you in the first place. It is all about the individual understanding him or herself and understanding what is going to make them happy and feel as though life is being lived on their terms.


That is how it should be lived when it’s all said and done. They should able to have their dream job and make a lot of money at it. Again, they have earned that right. Learn more: